HealthCare.gov Oregon is offered by the Oregon Health Authority (OHA). Through this site, you can apply for health insurance or shop for plans sold in the Health Insurance Marketplace. We’re here to help you find health coverage that fits your needs and budget. The insurance marketplace or exchange is a one-stop shop where individuals can compare and purchase private health insurance plans. You will choose an eligible health plan, indicate your income and family size, then be screened for eligibility for the premium tax credit and the cost-sharing reduction (risk adjustment). Next you will be directed toward a schedule rate chart if you opt to not have health coverage during the next calendar year OR you will continue through the application process to purchase health insurance.
If you live in Oregon and are uninsured, you can shop and compare plans from healthcare.gov, the official online marketplace. The best way to pick a plan is to use the “Plan Finder” tool. It helps you find plans that meet your needs and budget. The Oregon Marketplace is a Health Insurance Marketplace for Oregonians to shop for and purchase quality, affordable health coverage. The Marketplace helps individuals, families and small businesses find quality health coverage that fits their budget and meets their needs.
Make sure you have time to enroll in a healthcare plan before your next open enrollment period ends. The most important part of enrolling in a health insurance plan is to make sure that you are getting the coverage and benefits you need. HealthCare.gov Oregon has tools to help you understand what kind of plan would fit your budget and meet your needs by answering questions about your health, income, local area and family size. Once we get your info, we’ll show you the plans that meet your needs and then let you compare them side by side. We can also help pay for coverage through tax credits.
Cover Oregon is your first line of defense against health care costs. Find the right coverage for you and your family, apply for subsidies that lower premium costs, and learn about new programs that help keep costs down.
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